Expert Witness Services

We provide Expert Witness Services, expert opinions and testimony in disputes, arbitration and litigation.

Insurance & Risk Management Consulting

We perform Risk Management Compilations; Reviews; Audits; Complete Outsourcing; and Special Projects.

Management Consulting

We provide assistance with Market Research; Product Development; Acquisition Advice and Due Diligence Projects; and Industry and Market Review, Analysis and Evaluation.

About RCES

Risk Consulting and Expert Services is an experienced consulting firm providing services and counsel to commerce, industry and government on insurance, risk management and reinsurance matters. Industry expert David Stegall has over 35 years.

He has worked as an underwriter, a retail agent, a wholesale broker, a reinsurance intermediary, a consultant and as an expert witness. Our risk management consulting services are provided on a fee basis only. No commissions or contingencies are accepted.

A message from David L. Stegall

David L. Stegall


Principal Consultant

Areas of Expertise

  • Agents, Brokers, Underwriters
  • Alternative Risk Transfer
  • Automobile Insurance
  • Bad Faith
  • Captive Insurance Companies
  • Errors and Omissions
  • Fair Claim Practices
  • Liability Insurance
  • Managing General Agents
  • Professional Liability
  • Property & Casualty Insurance
  • Reinsurance
  • Self-Insurance
  • Underwriting Management
  • Usual & Customary Practices
  • Wind, Hurricane & Flood Insurance
  • Workers Compensation

Career Highlights

  • Local, Regional, National and International Retail Agent and Broker
  • National Wholesale Broker
  • Insurance Carrier Chief Underwriting Officer and Regional Vice President
  • Managing General Agent
  • Underwriting Manager
  • Captive Insurance Carrier Executive
  • Self Insured Fund Executive
  • Reinsurance Executive
  • Program Management Executive
  • Product Development Executive